Earn 1x milesper $1 spent on all other eligible purchases.5 Plus, receive a statement credit of $85 for TSA PreCheck or Global Entry fee every four yearsand a Loyalty Travel Bonus based on your Truist deposit relationship when you redeem your miles for travel.5, after you spend $1,500 within 90 days of account opening, variable APR on purchases and balance transfers4, Consolidate debt. Deals offered through the Truist Deals Program are available apart from any rewards you may earn through any Truist Consumer Credit Card Rewards Program and will not accrue in your Truist Consumer Credit Card Rewards Program account. Residents of the United States need to have their SSN (social security number) and a government-sponsored ID card. 3 points per $1 spent on airfare, hotels and car rentals. click here to leave your comment. ET, Monday through Friday for assistance by phone. Creditcard 0% intro APRfor 15 months on balance transfers in the first 90 days from account opening6, Variable APR after the introductory rate expires6, A 3% fee ($10 minimum) applies to each balance transfer6. Our partners compensate us. Best Branch Banking and Trust Company Cards of April 2023. There is no monthly fee and no charge for enrolling in Truist Deals. Some cards charge such fees typically 3% when you use your card internationally, which can add up when youre making frequent purchases from non-U.S. merchants. Lets look at the credit cards that offer access to Truist Enjoy Travel Rewards. All you need to do is have an eligible Truist cash-back rewards credit card. CFPB additional resources for homeowners seeking payment assistance in 7 additional languages: Spanish, Traditional Chinese, Vietnamese, Korean, Tagalog, and Arabic. Truist Enjoy Beyond Rewards is earned by just 1 Truist credit card, which happens to be Truists flagship credit card. AAoA is 2.5 years. Truist Credit Cards Offers - Reviews, FAQs & More - WalletHub However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. See Rates, fees & rewards for Enjoy Travel credit card. Disco $4500 3/21 (Graduated 11/21) Navy cashRewards Visa Signature $10,000 8/21 (Graduated 2/22) PenFed Gold $6000 2/22. All rights reserved. Similarly, the Enjoy Beyond credit cards 3x earnings rate for airfare, hotels and car rentals is on par with what some of the best general travel cards on the market offer. All rewards will expire five years after youve earned them, regardless of which card you have. 2023, Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, LLC. Begin by reading what you need for the application. But as others have mentioned the Venmo card has a yellow option and Ally has a purple card similar to their debit card. NerdWallet strives to keep its information accurate and up to date. For instance, the Enjoy Cash credit card and the Enjoy Cash Secured credit card each earn 3% back (up to a capped amount; details below) for gas purchases, which is a competitive rate for that category. Component ID : "accordionGridLayout-1673809679", www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/help-for-homeowners/, Limit the use of my sensitive personal information, Are Not FDIC or any other Government Agency Insured, Multilingual teammates available at our Multicultural Banking Centers. 17.99% - 26.99% variable APR Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). In addition, as an Amazon Associate we earn from qualifying purchases. But the Enjoy Cash Secured credit card earns impressive 3% and 2% cash-back rates (up to a cap) in common spend categories. To start the application process visit the website i.e www.truist.com/credit-cards. All of them can provide a certain level of comfort if and when needed to their clients. This bonus value is an estimated valuation. READ: 8 under-the-radar credit cards with hard-to-find perks. Those who have either a Truist Dimension Checking account or a Signature Advantage Check account will get: And those with a Truist One Checking account will get: This card has a $78 statement credit for TSA PreCheck or $100 statement credit for Global Entry once every 4 years. The Consumer Financial Protection Bureau (CFPB) offers help in more than 180 languages, call 855-411-2372 from 8 a.m. to 8 p.m. Also read: Neiman Marcus Credit Card Application Online [2023]. Earlier today I checked preapproval for Truist and it said I had FIVE offers. Visa Traditional card benefits All Rights Reserved. After you are done, you will be able to find out if you qualify for the pre-approval process. 2. simpcatfisher14 4 days ago. Theres also a secured version of this card that has a $19 annual fee but requires a $400 minimum deposit. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation. Insurance products and services are offered through McGriff Insurance Services, LLC. You can get pre-approved for a Truist Bank credit card by visiting Truist Bank's webpage, where potential applicants can check their approval odds before they apply for a card. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. They offer lucrative rewards for popular spending, For instance, the Enjoy Cash credit card and the Enjoy Cash Secured credit card each earn 3% back (up to a capped amount; details below) for gas purchases, which is a competitive rate for that category. While theres a cap on how much youll earn when you opt for the cards tiered rewards ($1,000 per month), the 1.5% cash back is unlimited. She is based in Baltimore, Maryland. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC, AR license #100103477. Truist Bank, Member FDIC. Truistgave me three card approvals in row within a week, and two within 20-minutes without even a [soft pull on Equifax] on there"you might be qualifiedfor some specials offers page." WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. We use cookies to ensure that we give you the best experience on our website. Customizable card controls for added security. Some of these options offer competitive rewards and benefits. Enrollment is required. For assistance in other languages please speak to a representative directly. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Your next destination gets even closer. Thus, if you have a $5,000 limit, this means carrying a $1,500 balance or less at any given time. Truist Credit Cards & Rewards Program [2023] - UpgradedPoints.com Truist Bank Credit Card Review Soft Pull Pre Quail Easy Approval Theres currently 1 credit card that earns Truist Business Travel Credit Card Rewards. The Prime Rate is currently 8.00% as of March 23, 2023; however, the Prime Rate is subject to change. Lets talk about Truist points. Whether you want to pay less interest or earn more rewards, the right card's out there. Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. Earn 2x miles per $1 spent on airfare, car rentals, and hotels. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. The brand new Truist financial even offers an array of personal loans, commercial finance, mortgage loans, and you may playing cards in order to their users. Robb Variable, LLC., which are SEC registered broker-dealers, members FINRASIPCand a licensed insurance agency where applicable. Find the right loan by telling us what you're after. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. "TOLD THE OFFER PAGE I WAS NOT A CLIENT YET" ,LOL-X2. Many factors affect your FICO Scores and the interest rates you may receive. In the case of Truist, the highest redemption value is when you redeem your point while you get a 50% Loyalty Travel Bonus with a deposit or investment account balance of $100,000 or more. If you want to apply for a credit card, you must be residing at the same address for the last two years. 3% cash back on gas and 2% back on utilities and groceries (on up to $1,000 in combined spending per month . Secured card offers unusually high rewards rate: Not many secured cards offer rewards and the ones that do, typically come with low ongoing flat rates. The Truist Enjoy Travel card is the other personal travel rewards credit card available to Truist customers. with a Truist business checking, savings or money market account when you redeem miles for travelbonus percentage depends on business deposit account type and balance, Has frequent fliers or international travelers, 0% introductory APR on purchases for 12 months5 Earn 1 mile per dollar spent on all other eligible purchases4, 10, 25, or 50% when cash rewards are redeemed into a Truist personal checking, savings or money market account. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. 2 when you deposit cash rewards into an eligible Truist business checking, savings or money market accountbonus percentage depends on business deposit account type and balance, Annual fee: $49 but waived for the first year3, 10, 25, or 50% Loyalty Travel Bonus4 with a Truist business checking, savings or money market account when you redeem miles for travelbonus percentage depends on business deposit account type and balance, 0% introductory APR on purchases for 12 months5. Add your User ID and password to complete the application process. when you have a Truist Dimension or Signature Advantage Checking account and redeem cash rewards as a deposit into a Truist personal checking, savings or money market account containing a balance between $25,000 and $99,999.99.